Until recently, the South African Reserve Bank controls have prevented South Africans based overseas from borrowing more than 50% of the value of the property they wish to buy.

However, Cape & Country has a number of exclusive lender agreements in place allowing us to potentially offer clients mortgages of up 100% of the Loan to Value on their mortgages.

Within South Africa, there is a very large 'grey area' around who is classified as a resident or non-resident. This is further complicated by the number of South African entities (such as SARS, Home Affairs or the SA Reserve Bank) that look at your situation in entirely different ways.

It is your Cape & Country mortgage consultant who will present your case to the bank in the best possible light in order for you to get the finance you would like.